How is it that one driver can get cheap auto insurance quotes and not another? Some of the factors that determine premiums are well known and make logical sense: age and gender, driving record and the make, model and year of the vehicle. Residence can also play a part; big cities are more crowded – and therefore, there is a higher probability of collisions – and car theft and vandalism is more common. Fac

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If you’re still driving an older vehicle, you might want to skip this one – but if you have a new vehicle and still owe a substantial amount on it, listen up. If you are into the car “upside down,” there’s something you need to think about when you compare car insurance policy terms.

What Is “Upside Down”? It’s another game that the economic powers-that-be play with working people to keep them down and themselves on top; another one of those “rigged” rules of the financial games that is designed to see that at some point, people owe more on major purchases than they can be sold or replaced for.

Here’s the scenario: you have agreed to purchase a new vehicle for $30,000 with a 1.5% loan; with tax and registration fees, the total price comes to $32,500. You put $1000 down an

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Students typically carry more than £1,300-worth of gadgets such as mobiles, laptops and iPods around with them, according to research from Endsleigh. If you’re one of them, it pays to make sure your possessions are protected. Are you a student about to head off to university for the first time? Maybe you’re in your second year and moving out of halls and into a flat?

Whatever your student situation, money is likely to be tight. That means you’ll want to know your stuff is insured and you’ll be able to replace it if anything happens.

Home insurance may not be at the forefront of your mind if you’re just about to start the new term, but it’s really important.

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Put your auto insurance card in a safe place, buckle up and prepare for a crazy Labor Day weekend–this is the sentiment of law enforcement as they get ready for DUIs and more this holiday. States nationwide are finding cooler temperatures and reasonable gas prices could bring out some live wires this year. If you’re not properly insured, you could bear the brunt of their good times.

States Preparing for Drunk Drivers

Virtually every state around the country is taking precautionary measures to ensure drunk driving is down to a minimum this holiday weekend. In Massachusetts, there will be an additional 140 state police patrolling for drunk drivers as a part of the national “Drunk Driving. Over

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