Compare Car Insurance Policies for “Gap” Coverage

If you’re still driving an older vehicle, you might want to skip this one – but if you have a new vehicle and still owe a substantial amount on it, listen up. If you are into the car “upside down,” there’s something you need to think about when you compare car insurance policy terms.

What Is “Upside Down”? It’s another game that the economic powers-that-be play with working people to keep them down and themselves on top; another one of those “rigged” rules of the financial games that is designed to see that at some point, people owe more on major purchases than they can be sold or replaced for.

Here’s the scenario: you have agreed to purchase a new vehicle for $30,000 with a 1.5% loan; with tax and registration fees, the total price comes to $32,500. You put $1000 down an

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Saving money on student insurance

Students typically carry more than £1,300-worth of gadgets such as mobiles, laptops and iPods around with them, according to research from Endsleigh. If you’re one of them, it pays to make sure your possessions are protected. Are you a student about to head off to university for the first time? Maybe you’re in your second year and moving out of halls and into a flat?

Whatever your student situation, money is likely to be tight. That means you’ll want to know your stuff is insured and you’ll be able to replace it if anything happens.

Home insurance may not be at the forefront of your mind if you’re just about to start the new term, but it’s really important. The National Union of Students reports that one in three undergraduates will become a victim of crime.

A recent study by student specialist insurer Endsleigh showed that undergraduates typically carry a third of their valuable possessions on their person when they head into university – totalling an average of more than £1,300. <

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States Promote Safe Labor Day Driving

Put your auto insurance card in a safe place, buckle up and prepare for a crazy Labor Day weekend–this is the sentiment of law enforcement as they get ready for DUIs and more this holiday. States nationwide are finding cooler temperatures and reasonable gas prices could bring out some live wires this year. If you’re not properly insured, you could bear the brunt of their good times.

States Preparing for Drunk Drivers

Virtually every state around the country is taking precautionary measures to ensure drunk driving is down to a minimum this holiday weekend. In Massachusetts, there will be an additional 140 state police patrolling for drunk drivers as a part of the national “Drunk Driving. Over the Limit. Under Arrest” mobilization that ends Sept. 6.

After 118 arrest for drunk driving last year, the state isn’t taking any chances.

The same sentiment is being expressed in Ohio, where 17 lives were lost on the state’s roadways, seven of which were alcohol-related. Utilizing t

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Does Your Car Insurance Policy Cover Your Pet?

If you travel frequently with your dog or cat, listen up.

First, check your car insurance policy. Your pet is probably not covered in case of an accident (though increasingly, the top car insurance companies and many smaller ones are offering this coverage – read on.)

Secondly, consider whether or not you allow your pet to wander freely inside the vehicle while you’re driving. If so, you seriously need to reconsider that practice, both for your own sake and that of your pet.

The Ultimate Distraction? “Distracted driving” – whether that distraction comes from a cell phone, sipping a latte, jabbering with friends, fiddling with the stereo or something else – is very much in the news these days. Pets are not generally thought of as a distraction while driving, but the American Automobile Association (AAA) did a recent survey that returned some rather disturbing results. According t

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Have a Safe and Fun Friday!

Happy Friday, everyone! I hope you are as excited about the weekend as I am. Beautiful weather, friends, and hopefully some time to relax. 

I really don’t want to be a “downer”, but I do want to be a reminder. Ten months ago one of my best friends passed away in a car accident. He hadn’t been drinking, or driving recklessly, it was an accident. He was driving late at night and fell asleep at the wheel.

Today I am reminded of not only the loss of a friend, but how fast your life can change.

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