Distracted Driving: Not Good For Affordable Auto Insurance

People don’t often think about it, but distracted driving affects the availability of affordable auto insurance for everyone. Statistics show that a high percentage of accidents are due to driver distractions, including the use of hand-held devices such as cell phones and i-Pods. Surprisingly, although a majority of people express agreement that behind-the-wheel activities such [...]

Can’t Find Affordable Auto Insurance? Try the Residual Market

What is the “residual market?” If you are “insurance-challenged” – meaning you have several moving violations, accidents on your record or a DUI or two and cannot otherwise find affordable auto insurance, the residual market may be your best (or only) alternative. What It Is The free market is (ideally) a two-way street: you can [...]

Affordable Auto Insurance: Controlling Costs

Although one hears a great deal of complaining when it comes to the cost of covering a vehicle, affordable auto insurance is actually easy to get for those who keep a clean driving record and are smart about what and when they drive. It is true that the term “affordable” is a relative one, but [...]